To view the Web version of this email, click here.

 


Sent to you courtesy of:

Mei Kin Chew
(815) 459-3300
mchew@marketfinancialgrp.com

  In This Issue
 
 
What you DON'T know about Retirement Risk May Be Your BIGGEST Risk!

Medicare & Medicaid Was NOT Designed for This...

Expensive Healthcare Provision

Things Employers Can't and Shouldn't Ask

Are Your Children Away for College? Are You Getting All of Your Auto Discounts?

Commercial Property Stored in Offsite Facility

Umbrella Policies Don't Cover UM/UIM Claims

Small Changes Can Save You Money and Increase Efficiency

Visit us at:

Facebook Icon Linkedin Icon
 
 

Forward Your Issue

Our Web Site

Text-Only Version

Unsubscribe

Article Archive

     
Dear Friend,

Your October issue has arrived! Please have a look. Forward the newsletter to your friends, family and loved ones so that they can all stay On the Same Page with you and me. Click 'Forward Your issue' on left side bar.

 



News  
Market Financial Group Launches Wealth Management Company
Market Financial Group
Market Financial Group (MFG) is proud to announce the launching of our new division, Market Financial Group - Wealth Management LLC. MFG-Wealth Management has partnered with Arete Wealth Management Group, an established financial services company as our broker dealer. This division will be headed by Ed Ducett and Josh Rogers who have years of experience helping individuals and businesses achieve financial goals through some of the most volatile market conditions. Their impeccable track record in financial planning, wealth and asset management have contributed to significant financial success for many. You could be the next!

 


What you DON'T know about Retirement Risk May Be Your BIGGEST Risk!
Life Comes At You Fast-Especially Once You're Retired.
Market Financial Group- Wealth Management LLC
Ed Ducett

Come join us at this informative seminar. This seminar will show you, in simple, everyday language, the primary financial risks you face living in retirement and some of the most common mistakes people make when living off their investments. We will be serving appetizers and refreshments at the event. The dates and contact information are as follow...


MFG Blog  
Umbrella Policies Don't Cover UM/UIM Claims
Market Financial Group
Tim Luperini
Your auto insurance policy probably includes underinsured and uninsured motorist (UM/UIM) coverage, which applies when the other driver hits you and their insurance isn’t sufficient to pay for your damages or they don’t have any insurance at all. Inadequate insurance and no insurance are major issues in Illinois and around the country.

Employee Benefits  
Medicare & Medicaid Was NOT Designed for This...
Long Term Care: Act & Secure Your Future Now!
Market Financial Group
Kathi Etten

Medicare was not designed to cover the expenses of long term care for the elderly or infirm. Medicaid was developed to provide care for the poor only. While we celebrate the longer life span of our loved ones, the inevitable question would be “how can we, our parents or grandparents better afford our long term care expenses?” The SOLUTION...


Expensive Healthcare Provision
Employers Beware!
Market Financial Group
Barb Notte

Employers could be penalized if an employee’s contribution to a company-sponsored health plan is determined to be ‘unaffordable’ – because...


Things Employers Can't and Shouldn't Ask
Know your rights!
Market Financial Group
Angie Neous
A job applicant can only be as prepared as his or her research, knowledge and intelligence combined. Every so often, the interviewer or potential employer will ask questions that may throw an applicant off. Regardless of how bad you might want or need the job, you should not overlook the improper interview questions that are illegal under federal and some state laws. It is your right to not answer these questions especially if they can potentially be used to discriminate you as an applicant.

Personal Insurance  
Are Your Children Away for College? Are You Getting All of Your Auto Discounts?
Market Financial Group
Mary Jo Hasenmiller
Parents, now that your children have gone off to college you need to make sure they have adequate insurance coverage. Your child might be qualified for auto policy discount based on their grade point average!

PPACA: What is a Child?
National Underwriter Company
Allison Bell
An Affordable Care Act provision will extend access to dependent health coverage to children up to age 26, but the provision does not define the word “child.”

Commercial Property & Casualty  
Commercial Property Stored in Offsite Facility
Market Financial Group
Toma Romanenko

Every year companies diligently plan the ordering of inventory to be used or sold. With the unpredictable economy, inventory many not move as quickly as planned. New shipments of product may come in while last year’s inventory remains. You may think that your products will be insured regardless of the location BUT...


Product Recall Insurance
Why Insureds should consider purchasing coverage
MyNewsMarket.com
Lori Hunter

From spinach to peanuts, pet food to chives, the early 21st century has seen its share of product recalls; in 2007 there were 472 consumer product recalls. A spokesperson for the U.S. Consumer Product Safety Commission says the figures are continuing to rise. The effect of a product recall can be catastrophic as illustrated by the 2009 peanut recall. What resulted from this mass distribution of contaminated product were 714 confirmed infections, nine deaths and $1 billion in losses to the United States peanut industry. The Peanut Corporation of America filed for Chapter 7 bankruptcy and its owner and CEO appeared before Congress under Congressional subpoena. Think twice about purchasing products liability insurance.


Financial Security  
Is Long Term Care Insurance Right For You?
Health Key
Long-term-care (LTC) insurance pays for assistance with basic daily activities, such as bathing and eating, if you become too incapacitated to care for yourself. The assistance may be in your home, a nursing home or some other facility.

Employees Look to Annuities for Retirement Security
Employee Benefit Advisor
With declining confidence in their retirement future — 53% of workers are concerned about outliving their retirement funds — a growing number of employees are interested in annuitizing their savings to maintain their income stream throughout their lives, reveals MetLife’s 8th Annual Employee Benefits Trends Study.

Quick Tips  
Small Changes Can Save You Money and Increase Efficiency
Tech Changes to Save You Money & Controlling Workplace Interruptions
Market Financial Group
Barb Notte
Small changes in your daily workflow can result in big savings overtime. Change, Drop, Avoid, Maximize, Reschedule & Redirect...