Personal Insurance
Auto Insurance
Homeowner's Insurance
Flood Insurance
Renter's Insurance
Motorcycle Insurance
Personal Watercraft Insurance
Jewelry and Fine Art Insurance
Farm & Ranch Insurance
Home Based Business Insurance
Condo Insurance
Antique and Classic Cars Insurance
Boat Insurance
Personal Umbrella Insurance
Wedding and Special Event Insurance
Snowmobile Insurance
Personal Watercraft Insurance
Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers:
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Bodily injury
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Property damage
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Guest passenger liability
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Medical payments
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Theft
Most policies also include water sports liability, which covers risks associated with activities such as waterskiing.
If you have several personal watercraft, you may qualify for a multi-boat discount on your insurance. Additional coverage can also be purchased for trailers and other accessories.