Personal Watercraft Insurance

Jet Ski and Watercraft Insurance

Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: 

·           Bodily injury

·           Property damage

·           Guest passenger liability

·           Medical payments

·           Theft

Most policies also include water sports liability, which covers risks associated with activities such as waterskiing.

If you have several personal watercraft, you may qualify for a multi-boat discount on your insurance. Additional coverage can also be purchased for trailers and other accessories.