Long Term Care

Taking the right steps today can assure you of a more dignified lifestyle with the personal freedoms that you deserve during your senior years.

 

Life spans are longer, birth rates are declining and the average age of our general population is steadily climbing upward.  According to the New England Journal of Medicine, 43% of the people reaching age 65 will require some type of long term care service. This “graying of America” is placing an ever expanding hardship on government programs for the elderly and Medicare does not provide any long term care protection. Long Term Care is the most critical and complex aspect of financial planning and asset protection.  We’ve all taken measures to protect our families from the financial hardships brought about by a pre-mature death but very few of us have considered the substantial financial exposures presented by longevity.

Long Term Care Insurance protects us from the tremendous financial burden of a nursing home or home health care needs. Recognizing the need for Long Term Care becomes obvious to everyone who is in their seventies or eighties but by then it is either unaffordable or unavailable. Early preparation is the best way to assure your greatest insurance value with Long Term Care plans.

 

Let Market Financial Group arrange for a more detailed, personal discussion of your Long Term Care needs and how they relate to your retirement picture. Call your agent today and arrange a meeting that is informative and enlightening.